The Good Word Store reported the following figures, note the company’s fiscal year ends on January 31 each year: Retained Earnings, January 31, 2014…………………….$20,000,000 Retained Earnings, January 31, 2015…………………….$15,000,000Dividends declared for the fiscal year ending January 31, 2015 are $1 million.What is the net income or net loss for the fiscal year ending January 31, 2015?