answered: Methodologies on examining the effects on home insurance pre

  

Methodologies on examining the effects on home insurance premiums during natural disasters (tornadoes, hurricanes, wildfires, etc). Using key statistics, e.g. p-values, t-statistics, and z-statistic, how do we find out if a natural disaster affect the property value in the state in a negative manner, and if so, how long did it take to return to a pre-disaster value? Are insurance premiums affected by a set predictable amount and if so for how long?

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